You probably already heard of the recent Equifax breach. If you haven’t Equifax discovered the breach on July 29 and immediately stopped the hack. Potentially 143 million U.S. customers could be affected.
What is Equifax? Equifax is a consumer credit reporting agency in the United States. It’s considered one of the three largest American credit agencies along with Experian and TransUnion. According to Equifax the information that was accessed primarily included names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.
Do this before November 21…
Visit the company’s website – www.equifaxsecurity2017.com – to see if you were potentially affected. According to their site, they’re offering free identity theft protection and credit file monitoring to all U.S. consumers (see image below) for one year.
We recommend that you be vigilant in reviewing your account statements and credit reports, and that you immediately report any unauthorized activity to Hawaiian Tel FCU. We also recommend that you monitor your personal information and visit the Federal Trade Commission’s website, www.ftc.gov/idtheft, to obtain information about steps you can take to better protect against identity theft as well as information about fraud alerts and security freezes.
You can also visit Hawaii’s News Now’s article: What to do if you think you’re a victim of Equifax breach
If your identity was breached, here are some tips on what you can do:
- Update all IDs
- Change online banking password and make sure it’s a strong password
- Check statements monthly