Ways To Improve Your Memory

Do you frequently forget your keys, names, notes and other important things? Loss of memory happens to almost everyone, but as it turns out, there are small things you can do in everyday life to retain your memory!

Advice and tips in this article are adapted from  a write-up by Richard C. Mohs, PhD called “How to Improve Memory” published on Discovery Health.

One of the most important keys to keeping your memory sharp is to give your brain plenty of mental exercise.  A brain that gets plenty of mental exercise will have healthy brain-cell connections, resulting in faster signals between the cells, and a better memory.

One of the most obvious ways to get mental exercise is through puzzles, riddles, and other exercises and activities that challenge your brain. If you’re a stranger to puzzles, you’re not to worry.

There are hundreds of puzzles and not all of them are mind-numbing challenging.  Here are some of our favorites: Ken Ken:  Think Sudoku with more math.  This puzzle comes in levels of easy, medium, hard, and expert.  Ken Ken is easy to find, get it from your daily paper like The Star Advertiser, buy it in book form, online, or in digital form.

Tower of Hanoi: The objective is to move the entire stack to another rod, obeying the following rules:

  • Only one disk may be moved at a time.
  • Each move consists of taking the upper disk from one of the rods and sliding it onto another rod, on top of the other disks that may already be present on that rod.
  • No disk may be placed on top of a smaller disk.

Get the puzzle in the bulky physical form, or just download an app! Puzzles, though effective, may not float everyone’s’ boat.  Here are some other things you can do to keep your brain stimulated:

  • Make sure you have music playing for at least a little while every day; while any music is good, research has found that classical music is especially stimulating to the intellect.
  • Keep lots of books on hand, and make time to read them. If you can’t block out specific reading times, keep a paperback in your purse or briefcase so you can squeeze in some reading while you’re riding a train or bus or waiting for an appointment.  (P.S. tablets like the iPad and Kindle are compact, convenient, and book friendly!)
  • Add a fish tank to your home or office with lots of colorful fish and interesting tank toys.
  • Don’t forget the flowers indoors; the colors and smells will be an added sensory boost.


  • Set out a jigsaw puzzle or chessboard and regularly engage visitors in a game.
  • Plug in a computer and use it to surf the Internet or play a challenging game; computer games can improve memory in such fun ways you’ll hardly notice the effort.
  • Try cooking food from a different culture, or visit restaurants with cuisines that are not usually on your menu. Check out these world cuisine recipies at Allrecipies.com!


  • Include others in your life. Some research indicates that strong social connections can help stave off depression and Alzheimer’s disease and keep you alert and interested in life.
  • Visualization is another good exercise for your brain. As you sit in your car in a traffic jam, wait for a doctor’s appointment, or lie in bed before you fall asleep, try to visualize something from your childhood: your bedroom in the house where you grew up, your first-grade classroom, the inside of your parents’ car when you were a teenager. Visualization helps stimulate the mind and can also serve as a relaxation tool by distracting you from worries and stresses.

After getting in the habit of keeping your brain stimulated, its time to turn automatic actions in to conscious ones.  These steps will help you remember whether your locked your house and closed the garage door on your way out in the morning.

  1. Before going out the door, stop. Breathe deeply. Take the time to think. If you’re locking your back door, think about what you’re doing.
  2. Focus your concentration. Speak out loud to force yourself to pay attention. If you often forget to turn off the stove, go into the kitchen and force yourself to slowly survey the appliances. As you look at each one, say “The oven is turned off. The toaster is unplugged.” When you’re driving down the freeway and you ask yourself if the oven is off, you’ll know that it is.
  3. Go over everything. If you tend to leave important things behind, line them all up before you leave. Go through each item, saying it out loud. Check your calendar to assure yourself that everything you need is lined up and ready.
  4. Take immediate action. Do you need to take back that library book? Do it now, while you’re thinking about it. At least put the book by the front door; lean it right up against the door if you have to.

Read the entire article here.


Save time and money with Online Bill Pay

Ever thought of going “paperless” with your bill payments?  We’ve added a handy calculator to our Facebook page that adds up how much time and money you can save by paying your bills online.

We polled our office and determined that most of us have these eight monthly bills in common; electricity, mortgage, cell phone, internet, cable, credit card, car, and water (you may have more or less depending on your lifestyle).  Using the calculator is easy as pie.  Simply enter the amount of bills you pay each month (in our example, eight), click the “calculate savings” icon and presto!

If we paid all eight of our bills online, we’d save $3.60  and 20 minutes per month, which adds up to $432 and 1.7 days in 10 years!  You can spread the good news of your discovery with your Facebook and Twitter friends and through email.

Online bill pay saves more than time and money, it also saves trees!

Here at Hawaiian Tel FCU, we have great Home Branching and Bill Payer Features:

  • Check your account balances
  • Check on transaction details
  • Reconcile your checking account
  • Share Draft inquiries
  • Pay Bills from your share draft
  • Download your account information in to Quicken or Microsoft Money
  • Transfer funds between subshares including HiTel loans
  • The latest in security technology

You can set up your Home Branching online at hitelfcu.com or call us (808)832-8700!

For a limited time, when you sign up for E-Statements with HiTel FCU, you will automatically be entered 20 times to win the 7-Day Fall Foliage Cruise on Crystal Cruises!  Call (808)832-8700 for more details!

So You Think You Can Dance Contest Award Ceremony


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HiTel FCU teamed up with KHON2 to present the So You Think You Can Dance dance competition!  Contestants had to record and submit a 15 second video of themselves doing their original version of the Hawaiian Tel Federal Credit Union … Continue reading

History of Boardshorts

Boardshorts: A Perfect Fit
Exhibition at Honolulu Museum of Art
July 12 2012 – January 13, 2013

Hawai‘i’s unofficial uniform is the boardshort—a perfect fit for the birthplace of surfing. Boardshorts in Hawai‘i were initially created as custom-made surf trunks by tailors at popular venues such as the H. Miura Store in Hale‘iwa, Take’s in Waikīkī, or M. Nii’s in Mākaha during the 1950s. These early boardshorts were first designed for fit and comfort, maximized for the ultimate wave-riding experience. Boardshorts: A Perfect Fit, chronicles the fascinating evolution of a single, simple garment that today is a symbol of extreme sports and a counterculture lifestyle.

Historic photographs and vintage film footage of early waveriders, fast-forwarded to clips of contemporary competitive surfers, will set the stage for what has become a graphic expression of style. From cotton twill to nylon canvas to stretch polyester, boardshort fabrics were dictated by a need for speed, comfort, flexibility and durability in surviving unforgettable pounding surf and epic waves. The line up included palaka, plaids, Hawaiian print florals, skulls, sharks, solids or stripes ablaze in a spectrum of color palettes marking the current trends of the day. Coconut buttons, grommets, snaps and Velcro® closures, along with triple-stitched seams have been transformed with the newest technology in a move to a more dynamic, lightweight, sleeker profile with innovative fused seams and trademarked water-repellent finishes.

Nostalgically remembered as surf shorts, bathing suits, swim trunks, bun-huggers, baggies, boardies or Jams, boardshorts are here to stay. Industry giants such as Quiksilver, Billabong and Hurley have revolutionized this trade, which has exponentially exploded on a grand scale in reaching global markets. Whether these were “Made in Hawaii,” “‘Made in the USA” or “Made Abroad,” boardshorts are an intersection of fashion, art, entertainment and athleticism.

*Description from Honolulu Academy of Arts Website.  Find out more here.

Kapolei Branch Grand Opening!


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Hawaiian Tel Federal Credit Union celebrated the opening of its first retail Credit Union branch on Sunday, July 15, 2012. The branch is conveniently located inside the Kapolei Wal-Mart.  With the opening of this branch, Hawaiian Tel FCU made history … Continue reading