81st Annual Meeting and Dinner

Saturday, March 24, 2018 marked HiTel FCU’s 81st Annual Meeting and Dinner.  This year, we went back to the Hilton Hawaiian Village Coral Ballrooms to celebrate.

The meeting was business as usual as Board Chairman Primo Pimental and President Norman Okimoto went over the past year’s successes – our continuing growth in membership and assets, and the welcoming of our newest members from HALFCU.  And, of course, Augie T ended the meeting with door prizes.  Over 90 members won a variety of prizes, from gift cards, pieces of art, hotel stays, and the grand prize: a trip for two to Las Vegas!


Chairman Pimental makes important announcements during the 2018 Annual Meeting.


Augie T gives away door prizes to 92 lucky HiTel FCU members.


Congratulations to our lucky Las Vegas winner!

After the meeting, everyone made their way next door for dinner and was met with a pleasant surprise of pupus already laid out for them to eat.  This year’s menu consisted of Hawaiian food, starting with ahi poke, pipikaula, dinner rolls, and fruit.  The main course consisted of kalua pork, grilled chicken, fresh catch, and chicken long rice.  For those with room to spare, dessert was a decadent pineapple upside down cake.


Guests were greeted with ono Hawaiian food.


The ballroom was filled with members and guests alike, eager to dig into their dinner.


HiTel members enjoyed the Annual Dinner with their friends and families.

Our dinner entertainment was filled with both familiar and new faces.  To start, Sonya Mendez dazzled us with her jazzy hits and matching dance moves.  From Gloria Estefan to Earth, Wind, and Fire, Sonya and her band had the whole room grooving.

A newer face in Hawaii, NomaD came on stage and filled the room with reggae hits and original songs.  He even made a song about HiTel FCU; how cool is that?!  He had the crowd jamming and asking for a “hana hou”, so he performed his hit single “Take It All” to end the night.  Fun fact:  “Take It All” was the number one most requested song on Island 98.5!


Sonya Mendez grooves to the beat of her jazz band.


NomaD engages the audience with his fun and easy-going performance.

All in all, the 81st Annual Meeting and Dinner was a great, fun way to celebrate the successes of 2017.  Mahalo to everyone who came and made that night a memorable one!


Happy Birthday!


A birthday is a reason to celebrate. But why? What are the reasons for many of our birthday celebrations?

The idea of celebrating the date of your birth is a pagan tradition. In fact, many Christians didn’t celebrate birthdays historically, because of that link to paganism.

Pagans thought that evil spirits lurked on days of major changes, like the day you turn a year older.

The ancient Greeks believed that each person had a spirit that attended his or her birth, and kept watch.

So why do we blow out candles?

The candles were a response to the evil spirits. They showed up to communicate with the gods. A light, in the darkness.

The Germans are credited with starting the kids birthday tradition in the 1700s. They put candles on tortes for “kinderfeste,” one for each year of life, along with some extras to signify upcoming years.

Who’s Birthday is it?

Our birthday! We’ll be 81 years old on October 22! Happy Birthday to us! We thank you members. If it weren’t for you, we wouldn’t be celebrating. Thank you for keeping us in your Ohana!


Follow us on our  FacebookTwitter, and Instagram to keep in touch and enter our contests!

Equifax Breach: Protect yourself.


You probably already heard of the recent Equifax breach. If you haven’t Equifax discovered the breach on July 29 and immediately stopped the hack. Potentially 143 million U.S. customers could be affected.

What is Equifax? Equifax is a consumer credit reporting agency in the United States. It’s  considered one of the three largest American credit agencies along with Experian and TransUnion. According to Equifax the information that was accessed primarily included names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.

Do this before November 21…

Visit the company’s website – www.equifaxsecurity2017.com – to see if you were potentially affected. According to their site, they’re offering free identity theft protection and credit file monitoring to all U.S. consumers (see image below) for one year.


We recommend that you be vigilant in reviewing your account statements and credit reports, and that you immediately report any unauthorized activity to Hawaiian Tel FCU. We also recommend that you monitor your personal information and visit the Federal Trade Commission’s website, www.ftc.gov/idtheft, to obtain information about steps you can take to better protect against identity theft as well as information about fraud alerts and security freezes.

You can also visit Hawaii’s News Now’s article: What to do if you think you’re a victim of Equifax breach

If your identity was breached, here are some tips on what you can do:

  • Update all IDs
  • Change online banking password and make sure it’s a strong password
  • Check statements monthly




2017 ESPN 1420 Sports Festival


On Saturday, July 1, HiTel FCU staff participated in the ESPN 1420 Sports Festival at the Neal S. Blaisdell Center Exhibition Hall. The free festival was presented by UnitedHealthcare Community Plan, Hawaiian Tel Federal Credit Union, and Kamehameha Schools which featured a wide variety of sports, fitness and health related activities!

Attendees tried their “luck” in the Lucky Luck game at HiTel FCU’s booth. To view more pictures from the event, visit our Facebook fan page “Hawaiian Tel FCU”.


Check out my high score!


The National Credit Union Administration, commonly referred to as NCUA, is an independent agency of the United States government that regulates, charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Backed by the full faith and credit of the U.S. government, the NCUSIF insures the accounts of millions of account holders in all federal credit unions and the vast majority of state-chartered credit unions.


Share insurance coverage offered through the NCUSIF protects members against losses if a federally insured credit union should fail. You can confidently join and conduct business with federally insured credit unions because no member has ever lost a penny from accounts insured by the NCUSIF.

Historically, insured funds are available to members within just a few days after the closing of an insured credit union. Failures of federally insured credit unions are rare because only those with sound operational standards qualify to receive NCUSIF coverage. NCUA also regularly reviews the operations of all federal credit unions and works closely with state regulatory authorities to evaluate federally insured, state-chartered credit unions.


The NCUSIF provides all members of federally insured credit unions with $250,000 in coverage for their single ownership accounts. These accounts include regular shares, share drafts (similar to checking), money market accounts, and share certificates. Individuals with account balances totaling $250,000 or less at the same insured credit union are fully insured.

If a person has more than $250,000 at any single credit union, several options are available for additional share insurance coverage because, as discussed in greater detail (right), the NCUSIF provides separate insurance for other accounts.

Members have full NCUSIF coverage at each federally insured credit union where they are qualified members. While the NCUSIF coverage protects members at all federally insured credit unions from losses on a broad spectrum of savings and share draft products, it does not cover losses on money invested in mutual funds, stocks, bonds, life insurance policies, and annuities offered by affiliated entities.


All members of federally insured credit unions have options for coverage that is separate from and in addition to the coverage available to their single ownership accounts.

  • RETIREMENT ACCOUNTS: Members with traditional and Roth Individual Retirement Accounts (IRAs) and KEOGH retirement accounts at federally insured credit unions have additional coverage available at each federally insured credit union where they qualify and become members. The NCUSIF insures traditional and Roth IRAs for $250,000 in the aggregate at each credit union. Additionally, NCUA insures KEOGH accounts separately in the aggregate to $250,000 at each credit union.

    Retirement account insurance protection is separate and apart from insurance coverage on other credit union accounts .For example, if you have a regular share account, an IRA, and a KEOGH at the same credit union, the NCUSIF insures the regular share account for up to $250,000, the IRA for up to an additional $250,000, and the KEOGH for up to an additional $250,000.

  • JOINT ACCOUNTS: Joint accounts are owned by two or more people who have equal rights to withdraw money from the account and no beneficiaries are named. These accounts can include regular shares, share drafts (similar to checking), money market accounts, and share certificates. The NCUSIF provides each joint account holder with $250,000 coverage for their aggregate interests at each federally insured credit union.

    For example, a two person joint account with no beneficiaries has $500,000 in coverage. This coverage is separate from and in addition to the coverage available for other accounts such as individual accounts with no beneficiaries and retirement accounts.

  • TRUST ACCOUNTS: The NCUSIF provides separate coverage for both revocable and irrevocable trusts. Credit unions can establish a common informal revocable trust payable-on-death account without additional documentation; however, some trusts require additional, valid documentation to qualify for coverage. While this briefly discusses how the NCUSIF insures trusts, members should consult appropriate professionals to properly establish and document trust arrangements.
  • REVOCABLE TRUSTS: Revocable trust accounts may qualify for insurance coverage of up to $250,000 per beneficiary named by the owner (if a member of the credit union) that is separate from the individual coverage available to the trust owner (also referred to as grantor or settlor). For example, if a person with a revocable trust for $750,000 names a spouse and two children as beneficiaries, the entire $750,000 would have separate NCUSIF coverage ($250,000 per beneficiary). This coverage is separate from the coverage provided to the other types of accounts held by the trust’s owner at the same federally insured credit union.
  • IRREVOCABLE TRUSTS: Irrevocable trusts have separate coverage based on the beneficial interest. The interest of each beneficiary in an account (or accounts) established as an irrevocable trust has separate NCUSIF coverage of up to $250,000. In cases where a beneficiary has an interest in more than one trust arrangement created by the same owner, the interests of the beneficiary in all accounts established under such trusts are added together for insurance purposes and insured for a total of up to $250,000


Federally insured credit unions are required to indicate their insured status in their advertising and to display the official NCUSIF insurance sign in their offices and branches. For a complete directory of federally insured credit unions, visit +NCUA’s agency website at ncua.gov.


The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered by the NCUSIF. This interactive site allows users to input data to compute the amount of NCUSIF coverage available under different account scenarios. This resource is available at MyCreditUnion.gov/estimator.

More information about what accounts are insured in this brochure:
Your Insured Funds